Confusion continues to exists about Health Savings Accounts aka HSA's, so here is a short course to help.

First, an HSA's is NOT a type of Health insurance plan. Many of the insurance products today are confusing, because they use the words/letters "HSA in the product name (e.g., BlueChoice HMO HSA).  This is only an indication the "PLAN" is an IRS defined Qualified High-Deductible Health Plan (QHDHP), aka a HSA Compatible Plan, which is required to set up an HSA.