PPACA, familiarly known as the Health Reform Law, now requires health insurance carriers to cover specifically-defined preventive care services, and many of these services focus on women. While insurance companies don’t always define preventive care services in exactly the same way – for instance, some companies will define more services as “Preventive Care” than others—they must all comply with the minimum guidelines as set forth in PPACA.
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We work with many very successful businesses. Some young, some old; some sole-owners, and others with one or more partners. In the fast moving business climate of today, it is easy to take things for granted or not plan for the unexpected.
Confusion continues to exists about Health Savings Accounts aka HSA's, so here is a short course to help.
First, an HSA's is NOT a type of Health insurance plan. Many of the insurance products today are confusing, because they use the words/letters "HSA in the product name (e.g., BlueChoice HMO HSA). This is only an indication the "PLAN" is an IRS defined Qualified High-Deductible Health Plan (QHDHP), aka a HSA Compatible Plan, which is required to set up an HSA.