No doubt you’ve heard about the recent outcry from religious employers over PPACA’s mandated coverage for contraceptives.
PPACA, familiarly known as the Health Reform Law, now requires health insurance carriers to cover specifically-defined preventive care services, and many of these services focus on women.
Determine your need.
If you’re healthy but want insurance “just in case”:
- Health insurance doesn’t have to be super-expensive. Higher-deductible policies can offer comprehensive coverage at low monthly premiums.
- If you’re an athlete who participates in high-risk activities like rock-climbing, weigh the cost. A high-deductible, low-premium health plan is considerably less expensive than a hospital stay or surgery.
If you have a family but don’t have insurance through your work:
So much confusion exists about Health Savings Accounts (HSA's) that we thought a short course would be helpful.
We work with many very successful businesses. Some young, some old; some sole-owners, and others with one or more partners. In the fast moving business climate of today, it is easy to take things for granted or not plan for the unexpected.
Here is a limited view of those items around the corner: